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Healthy Montana Kids Plan

Montana > Healthy Montana Kids Plan


Program Description:

The Healthy Montana Kids (HMK) Plan is a free or low-cost health insurance plan that provides coverage to eligible Montana children up to age 19. Covered services include medical, dental, eyeglasses, and other related services. Financial eligibility is based on a household's gross income. A Work Expense Disregard (up to $1,440/year of each income earner's income) and/or a Dependent Care Disregard ($2,400 /year for care of a child or incapacitated adult) may be deducted from the household's gross income. There are no asset or resource tests. Children cannot be eligible for Medicaid or health insurance under the state employee benefit plan. They cannot have other health insurance and/or have been covered by insurance during the previous month (some exceptions apply). Some families share in the cost of their children's health care by making co-payments when services are received. A family's maximum co-payment amount is $215 per benefit year.

After receiving an application for insurance coverage, the State's HMK office will notify a family if children are eligible and when benefits will begin. There is no current waiting list for newly eligible children. HMK will pay for services on and after the date of enrollment but will not pay for services incurred before enrollment begins.


General Program Requirements:

In order to qualify for this benefit program, you must be a resident of Montana, under 19 years of age, not covered by health insurance (including Medicaid), a U.S. citizen or a qualified alien, and you must have an annual household income before taxes of less than $25,498 if two people live in the household; $32,043 if three people live in the household; $38,588 if four people live in the household; $45,133 if five people live in the household; $51,487 if six people live in the household; $58,223 if seven people live in the household; $64,768 if eight people live in the household; and $71,313 if more than eight people live in the household. For larger households, add $6,545 for each additional person in the home. Depending on your income level, you may have to pay a premium for coverage. Please see this state's program information for details.





Loan Terms:

Not Applicable


Application Process:

You can apply for this application online or download an application at:


Program Contact Information:

Visit the HMK website at:

For further information on HMK, please contact the program office at:
Children's Health Insurance Plan (CHIP)
PO Box 202951
Helena, MT 59620-2951
877-543-7669, 877-418-4533


Managing Agency:

Department of Public Health and Human Services (MT)

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