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VA - Life Insurance ?a Veterans?? Group Life Insurance (VGLI)

Veterans-Active Duty > VA - Life Insurance ?a Veterans?? Group Life Insurance (VGLI)


Program Description:

VGLI is a program of post-separation insurance that provides for the conversion of SGLI to renewable term coverage.

VGLI provides up to a maximum of $400,000 of insurance coverage, and is issued in $10,000 increments up to the amount of SGLI the member had in force at the time of separation. VGLI premiums are based upon the separating member??s age.

VGLI is convertible at any time to an individual commercial life insurance policy with any one of the participating commercial insurance companies.

To obtain VGLI, an eligible member must submit an application to the Office of Servicemembers?? Group Life Insurance with the required premium during the 120 days following separation. An application can still be submitted for up to one year after SGLI coverage terminates; however, during that period, evidence of good health must be submitted).


General Program Requirements:

In order to qualify for this benefit program you must belong to one of the following groups of separating service members:

  • Members on active duty insured under SGLI who are being released from active duty
  • Members of the Ready Reserves insured under SGLI who are separated, retired, or released from assignment.
  • Members who are assigned to the IRR of a branch of service or to the Inactive National Guard (ING). This includes members of the United States Public Health Service Inactive Reserve Corps (IRC)
  • Members who have part-time SGLI and who, while performing duty, suffer an injury or disability, which renders them uninsurable at standard premium rates. This includes travel directly to and from duty.
Your discharge must have been given under other than dishonorable conditions.





Loan Terms:

Not Applicable


Application Process:

For more information, see the Program Contact Information below.


Program Contact Information:

For more information, please visit:

If you want to know how to apply for VGLI or have questions about your VGLI policy, please contact the Office of Servicemembers?? Group Life Insurance (OSGLI) at:

1-800-419-1473 (inside the US), 973-548-5699 (overseas)
osgli.osgli@prudential.com (general email address)
osgli.claims@prudential.com (VGLI claims email address)

You can download a fact sheet at:


Managing Agency:

Veterans Benefits Administration (VBA)

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