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VA - Health Care - Health Insurance for Dependents (CHAMPVA)

Veterans-Active Duty > VA - Health Care - Health Insurance for Dependents (CHAMPVA)


Program Description:

CHAMPVA is a comprehensive health care program in which the VA shares the cost of covered health care services and supplies with eligible beneficiaries. The program is administered by Health Administration Center and our offices are located in Denver, Colorado.

Due to the similarity between CHAMPVA and the Department of Defense (DoD) TRICARE program (sometimes referred to by its old name, CHAMPUS) the two are often mistaken for each other. CHAMPVA is a Department of Veterans Affairs program, whereas TRICARE is a regionally-managed health care program for active duty and retired members of the uniformed services, their families, and survivors.

In some cases a person may appear eligible for either program. However, if you are the spouse of a military retiree or the spouse of a service person who was killed in action, you are and will always be a TRICARE beneficiary. You cannot choose between the two plans.


General Program Requirements:

To be eligible for the Civilian Health and Medical Program of the Department of Veterans Affairs (CHAMPVA), you cannot be eligible for TRICARE/CHAMPUS, and you must be in one of these categories:

  • The spouse or child of a veteran who has been rated permanently and totally disabled for a service-connected disability by a VA regional office OR
  • The surviving spouse or child of a veteran who died from a VA-rated service connected disability OR
  • The surviving spouse or child of a veteran who was at the time of death rated permanently and totally disabled from a service connected disability OR
  • The surviving spouse or child of a military member who died in the line of duty, not due to misconduct?aif you are not eligible for TRICARE. (In almost all cases, these family members qualify for TRICARE).
If you are in one of the above categories and you are over the age of 65 and have Medicare Part A entitlement, in most cases you must also have Medicare Part B. Please submit a copy of your Medicare card when you enroll in CHAMPVA.





Loan Terms:

Not Applicable


Application Process:

For more information, see the Program Contact Information below.


Program Contact Information:

You can call us Monday through Friday from 8:05 AM to 6:45 PM ET.

Our Interactive Voice Recognition (IVR) system is available to provide prerecorded information and automated assistance 24 hours a day, 7 days a week.

If English is not your first language, we have translation capabilities for any language, please let the Customer Service Representative know as soon as they answer.

You can also fax us at:

Detailed program information, to include a program handbook, brochures, facts sheets, and the program policy manual, is available for review or download at:

E-mail is the best way to communicate with us if you have this capability. You can email us at:

Online Chat is available Monday through Friday from 10:00 a.m. to 6:30 p.m. EST at:

Select ?°Chat Live!?±

We also have an automated web service available 24 hours 7 days a week that can be used by enrolled beneficiaries to review their individual program and claims related information for the past 12 months at:


Managing Agency:

Veterans Health Administration (VHA)

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