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VA - Life Insurance - Servicemembers?? Group Life Insurance (SGLI)

Insurance > VA - Life Insurance - Servicemembers?? Group Life Insurance (SGLI)


Program Description:

Servicemembers?? Group Life Insurance (SGLI) is currently available to all members of the uniformed services.

SGLI is a group life insurance policy purchased by VA from a commercial life insurance company. SGLI coverage is available in $50,000 increments up to the maximum amount of $400,000. Service members are automatically insured for the maximum coverage amount of $400,000 unless they decline coverage or elect a reduced amount. Both requests must be in writing.

SGLI members have two options available to them upon release from service. They can convert their full-time SGLI coverage to renewable term insurance under the Veterans?? Group Life Insurance (VGLI) program or to a permanent plan of insurance with one of the participating commercial insurance companies.


General Program Requirements:

In order to qualify for this benefit program, you must currently be serving in the military in any of the following branches/areas:

  • Active duty or Ready Reserve
  • Commissioned Corps of the National Oceanic and Atmospheric Administration Corps
  • Reserve Officer Training Corps
  • United States Public Health Service
  • Cadet/midshipman in one of the four service academies
If you are a service member in one of the above categories, you are automatically covered under SGLI for the maximum amount of insurance unless you reduce or decline you coverage.





Loan Terms:

Not Applicable


Application Process:

For more information, see the Program Contact Information below.


Program Contact Information:

For more information, please visit:

If you have questions about SGLI, please contact the Office of Servicemembers?? Group Life Insurance (OSGLI) at:

1-800-419-1473 (inside the US), 973-548-5699 (overseas)
osgli.osgli@prudential.com (general email address)
osgli.claims@prudential.com (SGLI claims email address)

You can download a fact sheet at:


Managing Agency:

Veterans Benefits Administration (VBA)

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