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State Children's Health Insurance Program

Insurance > State Children's Health Insurance Program


Program Description:

The State Children's Health Insurance Program (SCHIP) is a partnership between the Federal and State Governments that provides health coverage to uninsured children whose families earn too much to qualify for Medicaid but too little to afford private coverage. All states provide immunizations and well baby/well child care at no cost and may cover much more. The Federal government establishes general guidelines for the administration of SCHIP benefits. However, specific eligibility requirements to receive SCHIP benefits, as well as the type and scope of services provided, are determined by each individual State. You must check with the SCHIP office in the state you live in to confirm your family's eligibility to receive benefits. Important: Names for this program vary by state. If you are not sure which office to contact, contact the main Medicaid Hotline in your state and ask for the office that deals with children's health insurance.


General Program Requirements:

In order to qualify for this benefit program, you must be under 19 years of age, not covered by health insurance (including Medicaid), a US national, citizen, legal alien, or permanent resident, and you must have an annual household income before taxes of less than $29,431 if two people live in the household; $36,986 if three people live in the household; $44,541 if four people live in the household; $52,096 if five people live in the household; $59,651 if six people live in the household; $67,205 if seven people live in the household; $74,760 if eight people live in the household; and $82,315 if more than eight people live in the household. Depending on your income level, you may have to pay a premium for coverage. Please see this state's program information for details. Application packets are available at your local county health departments and may also be obtained in your community at many doctors' offices, hospitals, social service agencies, schools, and pharmacies.





Loan Terms:

Not Applicable


Application Process:

Applications are processed on the state level. For specific information about SCHIP in your state, including steps to apply, please visit:


Program Contact Information:

For more information, you may also call this toll-free number:


Managing Agency:

U.S. Department of Health and Human Services

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