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Rehabilitation Mortgage Insurance (HUD/FHA)

Housing > Rehabilitation Mortgage Insurance (HUD/FHA)


Program Description:

This program may help individuals finance the cost of purchasing and rehabilitating their new or existing home. While HUD does not lend money directly to buyers to purchase a home, FHA-approved lenders make loans through a number of FHA-insurance programs.


General Program Requirements:

In order to qualify for this benefit program, you must be a current or prospective homeowner who is planning to repair or improve a residential structure that is more than one year old.





Loan Terms:

Please contact an FHA-approved lender for loan term information. To find an approved lender, please visit:


Application Process:

For more information, see the Program Contact Information below.


Program Contact Information:

To read more about this program, go to:

For housing rehabilitation that does not require buying or refinancing the property, read:

To obtain a FHA-insured mortgage, look in your local Yellow Pages under "Mortgages" or contact a FHA-approved lender:

To read more about help for disaster victims, go to:


Managing Agency:

U.S. Department of Housing and Urban Development

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