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Indian Home Loan Guarantee Program (Section 184)

Housing > Indian Home Loan Guarantee Program (Section 184)


Program Description:

This program provides home ownership opportunities to Native Americans, Tribes, Tribally Designated Housing Entities (TDHEs), and Indian Housing Authorities on Indian land, through a guaranteed mortgage loan program available through private financial institutions.


General Program Requirements:

In order to qualify for this benefit program, you must be a Native American/American Indian in the process of buying a home that will be your primary residence. You or your family member(s) must also be enrolled in a federally recognized American Indian tribe or Alaskan Native village.





Loan Terms:

Fixed Rate Financing with market rate of interest. Length of Loan is 30 years or less. Payments are made monthly. The maximum loan amount is 150% of the FHA lending limits for the area. There are no prepayment penalties.


Application Process:

A list of the HUD approved 184 lenders for financing homes is available online: http://www.hud.gov/offices/pih/ih/homeownership/184/


Program Contact Information:

For more information about this program and how to apply, visit:

You may contact the program office directly:

Paul Jurkowski
Office of Loan Guarantee
ONAP, Department of Housing and Urban Development
1999 Broadway, Suite 3390
Denver, CO 80202

You may also call the program office at:


Managing Agency:

U.S. Department of Housing and Urban Development

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