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Combination Mortgage Insurance for Manufactured Home and Lot

Housing > Combination Mortgage Insurance for Manufactured Home and Lot


Program Description:

This program can help you buy a manufactured home and the land for the home. The manufactured home must be your primary residence. While HUD does not lend money directly to buyers to purchase a manufactured home and land, FHA-approved lenders make loans through the Manufactured (Mobile) Home insurance program.


General Program Requirements:

In order to qualify for this benefit program, you must be a current or prospective homeowner who is either (a) planning to repair or improve a residential structure that is more than one year old, (b) refinancing an existing mortgage, or (c) buying a home that will serve as a primary residence.





Loan Terms:

Please contact an FHA-approved lender for loan term information. To find an approved lender, please visit:


Application Process:

For more information, see the Program Contact Information below.


Program Contact Information:

To read more about this program, go to:

To read more about the home buying process, visit HUD at:

To obtain a FHA-insured mortgage, look in the local Yellow Pages under "Mortgages" or contact a FHA-approved lender:



Managing Agency:

U.S. Department of Housing and Urban Development

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