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North Dakota Healthy Steps

Healthcare > North Dakota Healthy Steps


Program Description:

The Healthy Steps insurance program is intended to meet the needs of working families in North Dakota who cannot afford health insurance coverage for their children and yet earn too much to qualify for Medicaid. Coverage is available for uninsured children age 18 or younger that live in families with qualifying incomes. Persons who are 18 or under and live on their own may also apply.

To qualify, a family's NET income (after subtracting childcare costs and payroll taxes such as Social Security tax, Medicare tax, and income tax) must be greater than the Medicaid level, but cannot exceed 140 percent of the Federal poverty level. We have used a gross income test (total income before taxes) on GovBenefits.gov because this is a good indicator of potential eligibility. However, you must apply for benefits to know for sure whether or not you will qualify for this program. Please visit the ND Healthy Steps website to learn more about the program and the eligibility criteria or call our toll-free number.


General Program Requirements:

In order to qualify for this benefit program, you must be a resident of the state of North Dakota, under 19 years of age, not covered by health insurance (including Medicaid), a U.S. national, citizen, legal alien, or permanent resident, and you must have an annual household income before taxes of less than $21,855 if two people live in the household; $27,465 if three people live in the household; $33,075 if four people live in the household; $38,685 if five people live in the household; $44,295 if six people live in the household; $49,905 if seven people live in the household; $55,515 if eight people live in the household; and $61,125 if more than eight people live in the household. For larger households, add $5,610 for each additional person in the home. Depending on your income level, you may have to pay a premium for coverage. Please see this state's program information for details.





Loan Terms:

Not Applicable


Application Process:

For more information, see the Program Contact Information below.


Program Contact Information:

For additional information, please call:

Or email:

To view the North Dakota Healthy Steps Homepage, visit:

To view the North Dakota Healthy Steps Qualifying Income Levels, visit:


Managing Agency:

North Dakota

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