> VA - Life Insurance - Veterans?? Mortgage Life Insurance (VMLI)
The Veterans?? Mortgage Life Insurance (VMLI) program began in 1971, and is designed to provide financial protection to cover eligible veterans?? home mortgages in the event of death.
The maximum amount of mortgage life insurance available for those who are eligible for a specially adapted housing grant is $90,000. Protection is automatic unless the veteran declines or does not provide sufficient mortgage information upon which to issue insurance. VMLI coverage cannot be issued after age 69, but once issued can be continued past age 70.
Premiums are automatically deducted from VA benefit payments. If the veteran does not draw compensation, premiums must be submitted directly. Premiums will continue to be deducted until the mortgage has been liquidated, the home is sold, or the coverage terminates. If a mortgage is disposed of, VMLI may be obtained on the mortgage of another home.
General Program Requirements:
In order to qualify for this benefit program, you must currently receive or be eligible to receive a specially adapted housing grant.
To learn about the Specially Adapted Housing Grant, you may want to visit
For more information, see the Program Contact Information below.
Program Contact Information:
For more information, please visit:
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You can download a fact sheet at:
Veterans Benefits Administration (VBA)